OUR SERVICES

COMMERCIAL MORTGAGE COMPANY offers a professional and superior 'value added' service as project finance specialists to property developers and investors. This service is provided on a national basis to the residential, commercial and industrial sectors of the market. The following 4 services are offered either individually or as a full service:

 

Standard Service (CMC 1)

  • Liaise with client regarding property finance requirements
  • Assess information and transaction
  • Compile and submit a comprehensive finance application
  • Facilitate negotiation process between nominated financial institutions and client
  • Assess respective approvals (ie, analysis of conditions of finance and advise on merit of financial offers)

Structured Service (CMC 2)

  • All offered in CMC 1
  • Structure transactions for favourable consideration by financial institutions.

Project Service (CMC 3)

  • All offered in CMC 1 and 2
  • Attend all site meetings to assess progress
  • Process progress payments
  • Ensure that payments are made timeously
  • Monitor actual cost vs budget on feasibility

Portfolio Service (CMC 4)

Total assessment of client’s portfolio to include the following:

  • Company structure and family tree
  • Assess bank exposures on portfolio
  • Assess collateral security offered on loans
  • Assess and compile group cash flow, prior to new project

We offer our service with the view to create a single entry point to Developers / Investors in any of the following categories:

  • Development Finance (Residential / Commercial / Industrial related projects)
  • Commercial and Industrial Finance (Existing buildings)
  • Restructuring of Existing Portfolios (Commercial / Industrial)
  • End Bond Packages for Developers (Loans for end users)
  • Home Loan Finance (Existing and new homes)